Superannuation & SMSFs

With the right planning and management, you can better safeguard your future. We can help you understand contributions, pensions and all your superannuation needs by providing you with the service and advice you need to feel secure.

Employers are required by law to pay superannuation contributions of at least 10% of your annual salary into your superannuation account. In most cases you can’t withdraw your superannuation until you reach the appropriate age (this differs depending on your birthdate). This is intended to help you in your retirement, but this amount may not cover you for all you need.

This is why the Government encourages you to take responsibility for reaching your financial retirement goals. Do you know what they are? Where do you see yourself in retirement? And what is the right amount of contributions you should be making based on this? Speaking to one of our advisers will help.

General Advice Warning
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your personal objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.

A SMSF enables you to take a little more control of your retirement savings plan by actively making smart choices in consultation with an adviser. At West Carr & Harvey we are experts in SMSFs and can assist in establishing and managing a SMSF to assist you to reach your financial retirement goals.

The benefits of a SMSF include the ability to manage tax, make your own investment choices and control administration costs. Because superannuation law is complex, personalised planning is required for each individual.

West Carr & Harvey have a large Self Managed Superannuation (SMSF) practice. We can guide you through the process by assisting with the following:

  • Setting up a Self Managed Superannuation Fund
  • Contribution strategies
  • Pension strategies
  • Preparation and lodgement of annual returns
  • Compliance and legal considerations.

West Carr & Harvey Pty Ltd (ASIC No.1237376) ABN 91 146 034 269 is a Corporate Authorised Representative of

Merit Wealth Pty Ltd
ABN 89 125 557 002 (AFSL409361)

Level 7, 115 Pitt Street,
Sydney NSW 2000

Tel 1300 785 611
Fax 02 8916 4294


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