Our financial planners provide the answers you need to help you feel financially secure. Our team will give your finances a full-service review you can trust.

Through education and tailored advice, we will develop individual plans to meet your goals and give you peace of mind. 

We offer wealth building strategies which do the work for you by creating a tax-effective, growing income stream which could set you up for life.

Our areas of expertise include:

Debt management
Having the right structure in place first is vital before considering borrowing or debt recycling. We can advise on the structure you need to easily manage your accounts and provide the best opportunity for successful outcomes.

Estate planning
Most people think that having a Will is all that’s required for their assets to pass to their loved ones. But what about the assets that don’t pass into the Will, what happens then? An Estate Plan deals with all your assets to provide the best possibility your assets are distributed according to your wishes.
Estate planning protects your assets and your family for what’s ahead through the provision of advice for the management of Wills, Powers of Attorney and Testamentary Trusts.

Life Insurance
If your family and way of life is the most precious thing you have, then your ability to go to work is what supports that. Something this valuable needs to be protected. We can advise on the best way to protect them from the impact of accident and illness through personal protection insurance including Life Cover, Total and Permanent Disablement (TPD) insurance, Income Protection and Trauma insurance.

If you’ve long been dreaming about retirement, you may have heard about the benefits of self-managed super funds (SMSF) salary sacrificing and superannuation contributions programs. We can advise you which options suit you best and help you to transition into retirement safely.

Whether you want to be fishing, golfing, gardening or simply enjoying some down time, we can provide you with the best option for your needs. Our advice covers Super Pensions, Annuities, income streams, Centrelink and Aged Care strategies.

Please note that any investment and insurance advice requested by Directors of West Carr & Harvey will be referred to WCH Investor Services. Craig McKenzie and Jack McNamara Income Solutions Pty Ltd trading as WCH Investor Services are Authorised Representatives of Australian Unity Personal Financial Services Limited ABN 26 098 725 145, AFSL 234459, 271 Spring Street, Melbourne, VIC 3000. Please note that Australian Unity Personal Financial Services Limited is not responsible for the advice and services provided by West Carr & Harvey Accountants and Business Consultants or WCH Investor Services.